The FHA raised premiums in the fall and there are rumors going around that they will be doing this again in the spring. The last time they did this it was to make up for the losses it was facing from backing mortgages that people had walked away from. It was a controversial decision to avoid seeking taxpayer aid, something it has never done in its 78 year history.
Everything right now is just rumor, but the rumor is they will need this additional cash flow to ensure the FHA stays solvent. They are looking at all of the options to increase the agency’s bottom line. In the end if they do raise the premium, the very people they help would be paying the cost. The last increase was only about $13 dollars more a month, but with people still earning less, every dollar counts.