Privacy Policy

PRIVACY POLICY & DISCLOSURE STATEMENT

Your Privacy

At USA Mortgage Solutions, respecting the privacy and security of your private and personal information is very important to us. Please read this Privacy Policy carefully. It is designed to inform you of the types of information we collect, how we use that information, and the circumstances under which we will share it with our affiliated companies and with non-affiliated third parties.

This site uses a feature of your browser called a “cookie” to assign a User ID. Cookies, by themselves, cannot be used to find out the identity of any user. Your USA Mortgage Solutions User ID automatically identifies your computer–but not you–to our servers when you visit www.USAMortgageSolutions.com. Unless you specifically tell us who you are (for example, by completing an application), if you are just browsing our site, we will never know who you are even though we assign you a cookie.

This site contains links to other sites. If you use a link to visit the site of another company, we cannot be responsible for the privacy practices or the content of that company or its site.

Safeguarding Customer Information
We only grant access to nonpublic personal information about you to employees and service providers so that they can provide or offer products or services to you, process and service your accounts, and administer business. Our code of conduct requires that your information remain confidential. Even if you are no longer a customer, we will continue to treat your nonpublic personal information in the same way as if you were still a customer. In addition, we maintain physical and procedural safeguards that comply with federal standards to guard this personal information.

Collection of Information

We collect nonpublic personal information about you from the following sources:

From you, on forms, via the Internet, by telephone or otherwise. Examples of this type of information include your name, address, social security number, credit history and other financial information.

From transactions with us, our affiliates, or with others. For example, your payment histories, account balances, and other transaction records.

From credit reporting agencies, such as information relating to your creditworthiness, your credit score and credit usage.
From third parties to verify information you have given us.
Uses of Shared Information

We may share all the information that we collect, as described above, for the following purposes:

  • To provide you with the products and services you have requested.
  • To offer you additional products and services from us or from others, that may be of interest to you.
  • To comply with reporting and other legal requirements.
  • To otherwise conduct business.

Under the federal Fair Credit Reporting Act, we are permitted to share your name, address and facts about your transactions and experiences with us (such as your payment history and other transactions on your accounts with us) among our affiliated companies. That information is referred to in this Privacy Policy as “transaction information”.
Unless you request otherwise, we do not share any information we collect among our affiliated companies. This information — that is, information other than transaction and experience information — is referred to in this Privacy Policy as “other information”.